About Linehaul Capital
A direct lender for carriers, with the criteria printed on the door.
Linehaul Capital is a direct lender for asset-based motor carriers, headquartered at 9719 S Dixie Hwy #8, Miami, FL 33156.
Who we are
In-house underwriting is the first look at every file.
Working capital, lines of credit, equipment financing, and invoice factoring are underwritten and funded in-house. SBA loans and bank term loans above $250,000 are arranged through our bank and SBA lending partners, because those products must be originated by an approved institution — we package the file, run the process, and stay your point of contact.
The full breakdown of who originates what is on Disclosure.
Why we publish our numbers
A lead is worth money whether or not it funds. The cost lands on you.
Every competitor in this market makes you apply to find out whether you qualify. The reason is obvious. The cost lands on you — a week of waiting, a credit pull, bank statements out the door, for an answer that could have been given in nine seconds.
We publish the thresholds because trucking is the vertical where that practice does the most damage. A carrier on his third week of a down truck does not have a week to spend learning that his file was never going to clear. If you do not qualify for one of our products, the page you are reading already told you, and it told you which product you do qualify for.
What we learned building this
Linehaul exists because generic criteria fail carriers.
Most business-funding criteria are written for restaurants and retail, then applied to everyone else. Carriers get asked the wrong questions.
A revenue floor of $15,000 a month is a serious test for a sandwich shop and no test at all for a truck grossing $250,000 a year. So we rebuilt the criteria around the two facts that actually predict a trucking outcome — how many power units you run and how long you have held your own authority — and built a second product for everyone those thresholds exclude.
The 85%
Match the instrument to the risk, and say which one you are on before you apply.
Motor carriers with fewer than two years under their own authority have an average three-year failure rate of 85% (FreightWaves, August 2026, citing Mitsubishi HC Capital America). More than 8,000 DOT-numbered companies went dark between January 2024 and March 2026, and small fleets of 1 to 20 trucks were roughly 70% of them.
We will not write an unsecured advance into that. We will factor your invoices from day one, because factoring is secured by the broker’s credit rather than yours. That is the whole of our underwriting philosophy.
Contact
Linehaul Capital, Miami, Florida.
- Address
- 9719 S Dixie Hwy #8, Miami, FL 33156
- Funding
- (888) 896-5559
- Hours
- Monday–Friday, 8:00 AM – 7:00 PM ET
- Policy
- No founder names, no team bios, no photographs. Standing company policy.
The criteria are on the door. Check your file against them.
Six minutes. Six months of bank statements. A decision today.
Apply now →